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Employee Benefits Solutions

Voluntary benefits, sometimes called supplemental insurance, are employee-paid policies that can help enhance the health and life insurance employers provide. Voluntary benefits can be used for things other insurance may not cover, such as lost wages, out-of-pocket expenses, and household bills. Funds are paid directly to the employee. 

Our Disability Coverage Is Designed with Both Employee and Employer in Mind

Disability insurance safeguards both sides by providing paycheck protection in the event an employee is unable to work due to a common condition, such as:

  • Pregnancy and childbirth

  • Cancer

  • Heart attacks and strokes

  • Back and joint disorders

  • Accidents and fractures

With a financial safety net, disability insurance can help your employees and company focus on success rather than worry about "what-ifs."

Employers and HR Professionals

  • Provide a sound benefits package that can help attract and retain high-performing employees without incurring additional company expenses

  • Manage the increasing costs of coverage through voluntary benefits and potential savings

  • Save time and money on advancing paycheck​s, managing leave, coordinating benefits for disabled employees, and more

  • Reduce administrative burden by leveraging Colonial Life's enrollment solutions and 24/7 support

Your Employees and Their Families

  • They can gain peace of mind so they can focus on their health and recovery instead of worrying about paying bills

  • Receive direct benefits (unless they specify otherwise) that can be used however they'd like, regardless of any other insurance they may have

  • Customize their disability benefit amount and elimination period to best meet their needs

  • Some policies are portable, allowing employees to keep their coverage even if they change jobs

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Disability Insurance 

Disability insurance can replace a portion of an employee's income if they are unable to work if they're sick or injured

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Dental & Vision Insurance 

Keep employees smiling with dental insurance that can help cover routine and costly dental procedures. Optional vision coverage is available

Physiotherapist

Accident Insurance 

This coverage helps employees pay for out-of-pocket costs associated with minor and major accidents; fees their medical insurance may not cover 

Happy Family

Life Insurance 

Life insurance helps provide peace of mind and financial security for the people who matter most in your employees' lives 

Doctor and Patient

Hospital Indemnity Insurance 

This coverage can help with expenses due to a covered surgery or stay in the hospital that most medical plans may not cover

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Cancer Insurance 

Cancer insurance can help offset costs associated with cancer treatment and recovery, so employees can focus on getting well 

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Offering Customized Voluntary Benefit Solutions for Your Employees that are Above and Beyond Your Expectations

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Insurance Brokers

If you’re an Insurance Broker who wants to learn more about our voluntary benefits, contact us for a no-obligation chat. We do all the work for you!

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9375 E. SHEA BLVD, STE 100, SCOTTSDALE, AZ 85260

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